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老師,我企業(yè)收到材料款收到一張銀行匯票,我想用這個(gè)銀行匯票在支付給我的供應(yīng)商,我需要怎么操作呢
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你好,這個(gè)是紙質(zhì)的嗎?背書就可以的
02/14 13:33
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02/14 13:33
老師,那需要支付手續(xù)費(fèi)或者什么嗎
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02/14 13:34
這個(gè)不需要支付手續(xù)費(fèi)的。
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02/14 13:35
老師那貼現(xiàn)是什么意思呢
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02/14 13:35
這種情況是貼現(xiàn)好還是直接轉(zhuǎn)讓給我的供應(yīng)商好呢
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02/14 13:39
就是沒有到期的時(shí)候,你們就提前把它轉(zhuǎn)換成了錢。
提前的這一部分需要支付貼現(xiàn)息。
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02/14 13:40
這個(gè)看你們自己了,如果他就能當(dāng)錢用,不需要考慮貼現(xiàn)息的話,那你直接背書好。因?yàn)橛行┧阒Ц秴R票一個(gè)金額,然后付現(xiàn)錢又是一個(gè)金額。
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02/14 13:41
老師,貼現(xiàn)息按什么比例呢
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02/14 13:42
這個(gè)你最好問下銀行,現(xiàn)在的不太清楚,好久沒有做這個(gè)業(yè)務(wù)了
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02/14 13:42
是按照票面的金額*天數(shù)*貼現(xiàn)息,按照這個(gè)來計(jì)算。
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02/14 13:44
老師,那我收到銀行匯票的金額和對(duì)方欠我們材料款不能是一個(gè)金額吧,是不是匯票的金額得比實(shí)際金額多呢
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02/14 13:47
對(duì)的是的,是這個(gè)意思的。
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